David W. Whitehouse

Ormond Beach, Fl 32174

david@tntsouth.com

Qualifications
Twenty years management experience in retail banking including branch management, customer relations, consumer lending, collections, auditing and sales team management.

Related experience in accounting including tax preparation, payroll management, loan portfolio management and computer applications.

Extensive human resource management experience in personnel department operations, employee training, coaching and supervision.

Substantial successful retail sales and sales management experience.

Relevant Experience

Asst. Manager / Sales Associate -- Furniture Trends (2000-2008)
                  *One of Top Sales Associates plus handled most customer service issues
                  Business closed June 1, 2008

Asst. Treasurer/Branch Manager -- Anchor Savings Bank (1993) (Branch sold to another bank)                    

Asst. Vice President/Branch Manger -- First Union Bank (prior Florida Federal Savings) (1988-1992)
                       * Top branch in sales effectiveness ratio, FY 1988-1989
                       * Award for Business Account Development, FY 1990
                       * Quality Service Award, FY 1991

                  Bank merger and reorganization - position eliminated

Vice President/Collections Manager -- Unlimited Horizons, Inc. (1985-1987)
                  * Managed $5MM installment contract portfolio and several sub-portfolios
                  * Designed and implemented effective in-house loan collection program

                  --- Note: Unlimited Horizons & TJW Mgmt. Co. were related companies ---

Manager, Payroll / Personnel Operations -- TJW Management Co. (1981-1985)
                  * Designed program for commission tracking--230+ salespeople at 8 resorts
                  * Designed and wrote Corporate Personnel Policy Manual

Manager, Training Department--Waldo County Manpower Center, Searsport, Maine (1979-1981)
                  * Designed and conducted effective series of pre-Employment workshops for CETA
                  * Created and successfully implemented a  self-paced clerical training program

Manager, Searsport (Maine) Branch--Merrill Bank (1970-1978)
                  * Increased branch annual net profit over 1200%
                  * Increased total loan volume 400% -- Consumer  loans, 600
                  * Increased deposit volume 200%
Asst. Branch Manager, Woodland Branch (1968-1969)

Education
BA Degree -- University of Maine, Orono, ME (1963)
     Major:  English    Minors:  Education & Speech
     * Attended on full four-year scholarship
     * Graduated in upper 25% of class
                  

American Institute of Banking
     Accounting I and II, Financial Statement Analysis, Business Law, Economics
Banking In-house Training
     Sales Management, Consumer Loan Origination, Real Estate Lending, Bank Management
Other Training
     Real Estate Law and Sales, Tax Preparation, Hiring and Firing Principles, Dale Carnegie Course
Self-Study & On-The-Job 

      Computer applications Incl.:  Spreadsheets, Word Processing, Excel, Accounting Programs

Other Experience
Business Developer - ShoppingTrends.com (2000)
     Internet site participation sales (business-to-business phone solicitation)
Manager, Check 'n Go -- Ormond Beach (1999)

      Payday Advances

Executive Asst.--BJ Roofing Ind. Co.  (1994-1998)
     Job Coast Accounting; Assistant to CEO; Corporate Officer (Secretary)

Energy Program Coordinator -- Waldo County, ME (1980)
     * Successfully managed central office for energy assistance

Project Writer -- Waldo County Manpower Center (1979)
     * Wrote and implemented county transportation needs survey and energy outreach projects.

Real Estate Sales Associate -- Osborne Realty (1978-1979)

Retail Store Co-Owner/Manager -- Coastal Music Co. (1978-1979)

Bank Officer Trainee -- New Canaan Savings Bank and First Federal S & L (1964-1967)

Teacher (High School English) -- East Corinth Academy, East Corinth ME (1963-1964)

Special Experience and Qualifications
Extensive Community Service including:
Charter President of Searsport, Maine Chamber of Commerce; President Lions Club; Vice President Industrial Development Committee; Co-founder and President Ebb Tide Players; Candidate for State Legislature; Member, Searsport Board of Appeals and Searsport Budget Advisory Committee; Member, Eastern Maine Development District; Charter Member, Maineport Council

Computer Application Proficiency --- over 25 years experience